Saturday, October 17, 2026

Croatia, One Story at a Time : Nine days, three generations, and a journey full of unexpected discoveries

Around 11:30 PM, we were dragging five large suitcases through the ancient streets of Split, desperately trying to find our apartment.

Some seventeen centuries earlier, Roman Emperor Diocletian had chosen this stretch of the Adriatic for his retirement palace. Clearly, he hadn't anticipated the parking requirements of a Volkswagen Multivan!

We'd left our car almost half a kilometer away. The narrow, cobbled streets, followed by several flights of stairs, weren't making life any easier.

Welcome to historic Europe, where the architecture is magnificent, but elevators and ramps are apparently unnecessary luxuries!

Fortunately, our Croatian vacation had begun on a much more pleasant note.

We were traveling as a family of three generations, something that made this trip particularly special. A last minute change had allowed everyone to join, and we were delighted to be together.

A delayed flight had unexpectedly given us four free hours near Dubrovnik Airport. Rather than wait around, we decided to explore Cavtat, a little coastal town nearby.

But first, food!

We're a family of foodies, and our first Croatian meal was a simple ham sandwich and espresso at the airport. The ham immediately reminded me of the wonderful jamón we'd enjoyed in Spain just a few months earlier. Barely into Croatia, and we were already comparing food with our previous travels!

Cavtat turned out to be an absolute delight. Beautiful stone pathways beside the Adriatic, a little harbor, charming restaurants, and wonderfully pleasant weather. Interestingly, the town stands on the site of ancient Epidaurum, a Roman settlement dating back nearly two thousand years.

What struck me immediately was the coastline. Hardly any sandy beaches! Instead, old stone walkways and walls seemed to drop straight into the sea. Quite different from the beaches we're accustomed to, but beautiful in their own way.

The children discovered Italian gelato and churros, while we enjoyed our first glass of Croatian Malvazija white wine at a little wine bar called Amor.

I had no idea then that Malvazija would become one of my favorite discoveries of the entire vacation.

That evening, after the rest of our family arrived, we set off toward Split and stopped for dinner at Konoba Storija, a family restaurant that deserves a special mention.

Our first authentic black risotto, or crni rižot, made with cuttlefish or squid ink, was excellent. So was the beef soup. And we enjoyed our first taste of Teran, a local red wine associated with Istria.

But good food is only part of what makes a restaurant memorable. Marin, the owner's son, and his girlfriend made us feel genuinely welcome. When I needed to retrieve our car, which was parked some distance away, Marin even accompanied me so that the grandparents wouldn't have to walk uphill.

A small gesture, perhaps, but one I haven't forgotten.

Roman Emperors and Ancient Cities

The next morning, having recovered from our late night luggage expedition, we finally began exploring Split.

As a history buff, I'd been particularly excited about visiting Diocletian's Palace.

Built around 300 AD, it was the retirement residence of Roman Emperor Diocletian, who introduced the Tetrarchy, a system of four rulers intended to govern the vast Roman Empire.

He also did something remarkably unusual for a Roman emperor. He voluntarily gave up power and retired!

Imagine that! A Roman emperor who actually retired instead of being assassinated or overthrown!

What fascinated me most was that the palace hadn't survived merely as an archaeological monument. The city had grown within and around it. People still live, work, shop, and eat among structures nearly 1,700 years old.

We explored the Golden Gate, passed the enormous statue of Gregory of Nin, whose big toe has been rubbed golden by visitors hoping for good luck, and wandered through the magnificent Peristyle.

We enjoyed lunch at Luxor, right in the ancient palace courtyard, near an Egyptian sphinx brought there during Diocletian's reign.

Sitting in that courtyard, surrounded by ancient buildings that had witnessed so many different periods of history, I couldn't help thinking about how much these places had changed over the centuries.

And something about those changes genuinely bothered me.

The Temple of Jupiter had become a Christian baptistery, while Diocletian's mausoleum had become the Cathedral of St. Domnius, dedicated to a Christian martyr.

The irony was fascinating. An emperor who had persecuted Christians had his own burial monument transformed into a Christian place of worship!

Yet beyond that irony was a sadder thought.

Jupiter, Mars, Venus, Minerva, and countless other deities had once been central to Roman life. Across the empire, many temples were converted, abandoned, or destroyed, and much of that original religious world disappeared.

Of course, civilizations and religions evolve, and history is rarely straightforward. Still, standing among those structures, I found it interesting that we go to extraordinary lengths to preserve Roman architecture, sculpture, roads, and engineering, while relatively little remains of the living traditions of the people who created them.

I wondered what the ancient Romans would think if they could see their temples today.

The rest of the family, meanwhile, had a more immediate concern.

How much more Roman history was I planning to explore? LOL!

After climbing the cathedral bell tower for its magnificent views, I still wanted to see the underground cellars. Most of the family had reached their daily quota of antiquity, but one patient companion agreed to come along.

The others were rewarded with gelato, while I desperately needed a macchiato!

Our next stop was Zadar, where ancient history and modern creativity sit almost side by side.

Along the waterfront stands the remarkable Sea Organ, designed by architect Nikola Bašić. Waves push air through pipes beneath the stone steps, producing musical notes.

Essentially, the Adriatic plays its own music!

Nearby is the Greeting to the Sun, a circular installation that captures solar energy and creates a colorful display after sunset.

Just a short walk away are the remains of Zadar's Roman Forum, dating back to the reign of Augustus. The nearby Church of St. Donatus was built partly with material reused from the ancient forum.

It was another interesting example of how later generations had built their own world upon the remains of an earlier civilization. After exploring Diocletian's Palace in Split, I found myself once again imagining what the original Roman city must have looked like.

I squeezed in a brief museum visit, although twenty minutes was hardly enough for someone with my appetite for ancient history. Unfortunately, the family had other plans!

From Zadar, we headed to Plitvice Lakes National Park, one of Croatia's best known natural attractions.

Its interconnected lakes and waterfalls are shaped by mineral deposits that gradually create natural limestone barriers. The remarkable thing is that this process continues today.

We enjoyed a lovely hike of about two miles, with beautiful lakes and waterfalls around almost every turn.

It was certainly impressive, although having visited several national parks in the US, I couldn't help comparing the experience.

There's something about the scale, wilderness, and serenity of Yosemite, Yellowstone, and Glacier that I find difficult to match. I genuinely believe America's national park system is one of its greatest achievements.

Perhaps I'm a little biased! Haha!

Istria, Wine, and the Art of Slowing Down

After some Croatian sausages, we continued toward Rovinj, on the Istrian peninsula.

A little geography here! Croatia is traditionally described as having four broad historical and cultural regions: Dalmatia, along much of the Adriatic coast; Istria, in the northwest; Slavonia, in the east; and Croatia Proper, the central region that includes Zagreb.

We'd started our journey along the Dalmatian coast, and now we were entering Istria, a region with its own fascinating history, culture, cuisine, and wines. These are historical regions rather than Croatia's present administrative divisions.

And what a discovery Rovinj turned out to be!

Colorful buildings, a charming harbor, narrow cobbled streets, and a distinctly Italian atmosphere. Rovinj spent centuries under Venetian rule, and its architecture and cuisine still reflect that history.

At times, it hardly felt like we were in Croatia.

Our first evening brought an excellent seafood dinner at Il Faro, accompanied by another glass of Malvazija.

By now, I was genuinely falling in love with this wine.

Aromatic, refreshing, with lovely acidity and none of that overpowering oak influence. Exactly the sort of white wine I enjoy, especially with seafood.

The following morning, we visited Mare Winery, a small family winery in Istria. Its name, we learned, was inspired by the names of the owner's parents. A lovely family connection!

We were welcomed with local meats and cheeses, along with homemade elderberry juice for the children. The tasting took place on a balcony overlooking the vineyards, and we also sampled locally produced olive oils.

I enjoy visiting small wineries because they reveal something about a region that a bottle on a supermarket shelf cannot.

Istria's Malvazija and Teran were proving particularly interesting, each with a character distinct from the international grape varieties available almost everywhere.

We'd planned to visit Pula, home to a remarkably well preserved Roman amphitheater, later that afternoon.

As a history enthusiast, I certainly wanted to go. But we'd barely explored Rovinj, and we were starting to realize we were trying to fit in too much.

So, reluctantly, I agreed to skip Pula and spend the afternoon wandering through Rovinj instead.

And I'm glad we did!

Sometimes there's little point in rushing from one destination to another just to say you've been there.

As we wandered through the old town and along the harbor, I was fascinated by how closely the buildings were packed together, some standing practically at the edge of the sea.

And that brought another thought to mind.

Entire historic European towns appear to have been built practically into the sea, while developing countries like India are often lectured about coastal construction and environmental restrictions.

Of course, these towns developed centuries ago, and today's environmental needs are different. Still, it's a contrast worth thinking about. European countries developed much of their coastal infrastructure under very different standards from those now expected of developing nations.

Anyway, that's a discussion for another day!

From Rovinj, we headed to Zagreb, Croatia's capital.

What a contrast to the coastal towns!

Busy roads, trams, grand buildings, and surprisingly steep streets. Parts of the city reminded me of San Francisco, particularly the hills and occasional parking difficulties.

We explored the historic Upper Town, admired St. Mark's Church and its colorful tiled roof, enjoyed the Strossmayer Promenade, and rode the famous Zagreb Funicular.

Dating back to 1890 and only 66 meters long, it's among the shortest public transport funiculars in the world.

One street I particularly enjoyed was Tkalčićeva Street, with its colorful buildings and restaurants lining both sides.

So many tempting options.

And after admiring all those restaurants, what did we end up eating?

Thai food! Haha!

I was also eager to visit Dolac Market, Zagreb's famous open air farmers market.

Unfortunately, we got there after it had closed. All that remained were rows of empty stalls, but even then, I could imagine the place bustling with farmers selling vegetables, cheeses, and local produce.

We hoped to return the following morning, but another long drive awaited us.

We did make one delightful little food discovery.

Roasted chestnuts.

Warm, freshly roasted, and delicious. Sometimes a simple snack from a street vendor stays with you as much as a fancy restaurant meal.

Along the Adriatic

Our next destination was Podgora, a coastal town beneath the Biokovo mountains.

The road passed through rugged mountain country and one tunnel after another, before opening onto views of the Dalmatian coast.

The mountains rose almost directly behind the little settlements. In front of them stretched the Adriatic.

And that water!

Some of the clearest seawater I'd ever seen.

One of the children described its color perfectly: turquoise. You could see the rocks beneath the surface.

I'd initially been surprised by Croatia's lack of sandy beaches, but standing there, I began to wonder whether sand was really necessary after all.

Our resort in Podgora had a private beach, a pool, beautiful sea views, and excellent food. After several days of ambitious sightseeing, it was wonderful to do very little.

We even opened a bottle of Indian Syrah from Nashik, one of several bottles that had traveled with the family from India.

Yes, Indian wine on the Croatian coast! Haha!

Having watched India's wine industry evolve, I find the progress particularly encouraging.

With no monuments to explore and no particular sightseeing schedule to worry about, I found myself simply enjoying the surroundings. Listening to the waves, watching the changing colors of the water, and doing absolutely nothing for a while.

I'd always known how much my wife loved the sea, but somehow I'd never quite realized what it truly meant to her. Watching her enjoy those quiet moments by the Adriatic, I began to see that the sea wasn't just another beautiful place for her. It brought her a sense of happiness and peace that I hadn't fully understood before.

Funny how, even after so many years together, there are still little things you discover about each other!

Dubrovnik, Old Walls, and New Stories

Our final coastal drive brought us back to Dubrovnik, where the wedding celebrations we'd come to attend were about to begin.

Mountains on one side, the Adriatic on the other, little villages and gardens full of figs, pomegranates, oranges, peaches, and lemons. This was one of the loveliest stretches of the journey.

After returning our rental car, we reached our accommodation near Ploče Gate, one of the historic entrances to Dubrovnik's Old Town.

Naturally, there was a little hiccup.

No electricity!

Fortunately, our hostess was incredibly gracious and gave us access to another home across the hallway for the duration of our stay. When the electricity returned the next morning, we ended up with two beautiful homes at our disposal!

Not bad at all!

But the real attraction was the view across the Adriatic and Dubrovnik's extraordinary fortifications.

For centuries, Dubrovnik was the center of the independent maritime Republic of Ragusa, which prospered through trade, diplomacy, and formidable defenses.

Its Old Town was remarkable: massive stone walls, towers, palaces, churches, narrow streets, and courtyards, all beautifully preserved.

Walking through the city and looking at those imposing walls, I couldn't help admiring the effort it must have taken to build and maintain such fortifications over the centuries.

And naturally, they reminded me of something much closer to home.

The forts of Maharashtra.

The Marathas built extraordinary fortresses across the rugged Sahyadri mountains. Imagine the planning, engineering, and sheer effort required to construct such enormous defenses on those peaks!

Sadly, so many are now in ruins.

Someone once asked why European monuments are often so beautifully preserved while many Indian monuments are not. Standing in Dubrovnik, looking at the condition of those enormous stone walls, I found myself thinking about that question again.

I believe an important part of the answer lies in India's colonial history.

Following the defeat of the Marathas in 1818, the British deliberately damaged or dismantled several forts to prevent them from becoming centers of resistance again. Raigad, the capital of Chhatrapati Shivaji Maharaj, suffered devastating bombardment.

But the damage to our historical heritage didn't end with the destruction of forts. There was also the longer economic legacy of colonial rule.

Colonial economic exploitation left India with enormous poverty and developmental challenges at independence.

In 1947, when millions lacked adequate food, education, healthcare, and basic infrastructure, the young nation had difficult priorities. Feeding people, building schools and hospitals, and creating opportunities had to come before restoring ancient forts.

And naturally so. People had to come first.

Still, looking at Dubrovnik's preserved fortifications, I couldn't help imagining how magnificent our own forts must have looked in their original glory.

What a loss to our history and heritage.

Dubrovnik itself offered endless interesting details.

We walked along the Stradun, visited the Old Port, admired Rector's Palace, and climbed the Jesuit Steps, recognizable to fans of Game of Thrones.

The Rector of the Republic of Ragusa served for just one month at a time, an unusual system intended to prevent any one person from accumulating too much power.

Quite an arrangement for a medieval republic!

We also encountered a bronze statue of the Croatian playwright Marin Držić, whose nose has been rubbed shiny by visitors hoping for good luck.

First a bishop's big toe in Split, then a playwright's nose in Dubrovnik. Croatian luck rituals certainly involve some unusual body parts! LOL!

At Renaissance, we enjoyed excellent shrimp risotto and, best of all, octopus salad, accompanied by Pošip, a Croatian white wine especially associated with the island of Korčula.

By now, Croatian wines were continuing to surprise me.

The wedding celebrations were extraordinary.

A welcome dinner beside Banje Beach, a traditional Indian Sangeet overlooking the Adriatic, and then the main wedding ceremony on a museum terrace with the sea as a backdrop.

Perhaps the most memorable moment came during the Baraat.

Imagine a colorful Indian wedding procession outside Dubrovnik's centuries old walls, with people from different backgrounds dancing to Bollywood music!

I don't think the tourists were quite prepared. Some probably thought we were shooting a Bollywood movie! Haha!

As we danced our way through the procession, I noticed the people around us stopping to watch.

What impressed me most was the reaction of the local Croatians.

People smiled, watched, and enthusiastically took pictures and videos. They seemed genuinely delighted.

That meant something to me.

We'd encountered unpleasant attitudes and occasional racism during travels elsewhere in Europe, especially in France and England. So seeing the locals enjoying an unfamiliar cultural celebration, rather than merely tolerating it, was particularly heartwarming.

Throughout Croatia, we had experienced remarkable warmth, from restaurants and wineries to conversations with strangers. Seeing people happily embrace an Indian wedding procession was perhaps the nicest example.

The reception was equally interesting, with perfume, wine, and olive oil tastings, along with artists sketching portraits of guests.

The olive oil tasting was a revelation.

Good extra virgin olive oil can taste bitter and peppery!

I'd always associated olive oil with a relatively mild, smooth taste, so this was a fascinating discovery.

Some of those sensations come from naturally occurring polyphenols, which have antioxidant properties. Polyphenols are present in wine too; tannins contribute to the dry, puckering sensation we experience with some reds.

Having spent much of the vacation discovering Croatian wines, I found that connection between wine and olive oil particularly interesting.

More bitterness doesn't automatically mean better olive oil, of course, but it can be a positive characteristic.

I don't think I'll look at our usual bottle of olive oil quite the same way again!

Our final morning in Dubrovnik was cloudy, with occasional drizzle.

After coffee and croissants overlooking the Adriatic, we headed into the Old Town for one last lunch.

There was one restaurant I was particularly curious about: Taj Mahal.

Remember the owner of Konoba Storija, where we'd eaten on our very first evening?

He'd told us a lovely story about a relative who built a restaurant for his wife, inspired by the familiar tale of Shah Jahan building the Taj Mahal for Mumtaz. According to him, that was how the Dubrovnik restaurant got its name.

And here's the funny part. It serves Bosnian food, not Indian food at all! Haha!

Naturally, the name had caught my attention, especially given my interest in history.

It also brought up the film The Taj Story, starring Paresh Rawal. My wife reminded me of the movie and the questions I'd raised after reading about the real Taj Mahal.

We've all heard the romantic story of Shah Jahan and Mumtaz, but how often do we examine the history behind such familiar narratives?

If you enjoy history, I'd encourage you to watch The Taj Story. You don't need to agree with every claim. Watch it, read further, examine different accounts, and come to your own conclusions. That's half the pleasure of being curious about history!

Anyway, that's a discussion for another day.

Unfortunately, Taj Mahal was completely full.

So we found another lovely restaurant nearby called Castello, inside an old stone building.

Right behind our table stood a circular stone structure, apparently an old well preserved from the building's earlier days.

Imagine enjoying lunch beside a well that was once part of someone's home!

And what a lunch!

Beef soup, an enormous seafood platter with tuna, sea bass, jumbo prawns, squid, clams, and octopus, plus another serving of that wonderful black risotto.

By now, black risotto had become a family favorite.

We also discovered ćevapi, little grilled minced meat sausages popular across Bosnia and the Balkans.

To me, they tasted almost like a cross between a sausage and a kebab. Absolutely delicious!

Before leaving Dubrovnik, we stopped at Peppino's, a gelateria that proudly calls itself the best in Dubrovnik.

Well, there's certainly plenty of competition, but we decided to give it a try! Haha!

For our last evening, we'd chosen to return to Cavtat, close to the airport.

And just like that, our journey had come full circle.

We walked along the same waterfront we'd explored on our first afternoon.

And guess what the children remembered?

The churros!

Of all the things we'd seen over nine days, they hadn't forgotten those churros from our first visit. The moment they remembered, off they ran to get some more!

I suppose everyone has their own favorite memories from a vacation.

Mine might be an ancient Roman monument or an interesting wine. Theirs might be a plate of churros. Haha!

And speaking of wine, I had one more thing on my mind.

One last glass of Malvazija!

We returned to Amor, the same wine bar where we'd tasted our first Croatian Malvazija.

Along the way, we'd discovered Pošip, Teran, and Plavac Mali, a fuller bodied Dalmatian red with firmer tannins.

But Malvazija remained my favorite.

We even brought home bottles of Malvazija and Plavac Mali, a little bit of Croatia to enjoy back in California.

Our final dinner was at Ankora, another lovely restaurant in Cavtat. With the sightseeing behind us and the wedding festivities over, all that remained was to enjoy our last evening together.

And it was during those final hours that the trip reminded me of my childhood.

Some of my happiest memories growing up were the family vacations when my grandparents traveled with us. Those were always the best trips! Looking back, it wasn't necessarily where we went or what we saw. It was simply the joy of having three generations together.

Now, watching my own children enjoying Croatia with their grandparents, I could see those wonderful memories being created all over again. Except this time, I was the parent!

Funny how life comes full circle.

And that brought back something Marin had told me during our walk to retrieve the car on our very first evening.

He'd explained the philosophy behind the name of his family's restaurant, Konoba Storija.

Apparently, his father believed that life is nothing but a collection of stories. Every time family and friends gather around a table, enjoy a meal, laugh, and spend time together, they create more stories. That's what inspired the name Storija.

I remember thinking what a lovely philosophy that was!

And now, nine days later, I was beginning to appreciate it even more.

We'd arrived in Croatia with an itinerary full of Roman ruins, medieval towns, national parks, vineyards, and a wedding to attend. We'd managed to see quite a bit, missed a few places, had some unexpected adventures, and discovered wonderful food and wines along the way.

But what we'd really done was create another collection of family stories.

Perhaps years from now, the children won't remember every monument we visited or every restaurant where we ate. But I'm sure they'll remember some of those little moments, just as I remember my childhood vacations with my grandparents.

And perhaps that's also why I enjoy writing these travelogues.

This isn't meant to document every place we visited or everything that happened. It's simply Croatia through my eyes. The things that fascinated me, the experiences I enjoyed, the moments that made me think, and occasionally, the things that bothered me.

I'm sure others in the family will remember things I've missed. Some experiences that meant a great deal to someone else might not have left the same impression on me. That's only natural, isn't it?

After all, six people can travel together, visit exactly the same places, and still come home with six different stories!

And I'd love to hear theirs too.

But this one is mine, with my observations, curiosities, opinions, and memories, all shared with the family who made this journey so special.

The following morning, it would be time to leave Croatia. I'd certainly miss this beautiful country, and I have a feeling this won't be our last visit!

Nine days earlier, an unexpected flight delay had brought us to Cavtat. Now we were leaving from that same little town, where it had all begun.

Nine days, three generations, and some wonderful new stories to carry home.

Perhaps Marin's father was right after all.

Life really is nothing but a collection of stories. And what better way to create them than traveling, eating, laughing, and spending time with the people you love!


Monday, October 20, 2025

The Empress Still Rules

I walked into the Victoria Memorial with an open mind.

Despite being deeply aware—and often appalled—by the brutal legacy of British colonialism in India, I wanted to give the experience a fair chance. I told myself this was a piece of history. Maybe the art, the architecture, the setting would offer something redeeming.

It was early afternoon in May—a day of intense heat and stifling humidity, with intermittent bursts of heavy rain lashing down, soaking the lawns and creating rivulets through the gravel paths. We entered soaked and sticky, hoping the interiors would offer some physical and mental relief.

The moment we passed through the grand gates, the scale of the monument struck me. Towering white marble. Immaculate lawns. The central dome rising against a rain-splattered sky. It was aesthetically stunning, no doubt. But the closer I got, the more the beauty began to feel… deceptive. Like a mask concealing something grotesque.

Before stepping out to the statue, we spent time inside the central gallery—a cool refuge from the sticky air outside. The interior, cavernous and dimly lit, featured select paintings and displays, but more striking was the presence of a statue of Robert Clive—yes, Clive of Plassey—the man who laid the foundation for British control in India by ruthlessly defeating the Nawab of Bengal through deception and bribery. Clive, often glorified in British textbooks, is remembered by many Indians as little more than a thief and a thug—a man whose exploits set the stage for the systematic looting of Bengal, its economy shattered, its people starved.

It was disturbing to see him honored in the memorial, cast in stone as if he were a civilizing hero rather than the architect of one of the greatest betrayals in Indian history. The gallery had glass cases of colonial artifacts—medals, letters, ceremonial items—all curated to present an image of control and sophistication.

Notably absent were Indian voices. The memorial didn’t just reflect colonial history—it enshrined it, embalmed it in marble and silence. No mention of the Bengal famine. No nod to the countless Indians who were imprisoned, exiled, or executed under the very regime this monument celebrates. Instead, the galleries whispered a message: "Be grateful for your history. This was a gift." But beneath that polished suggestion, a darker, unspoken message seemed to echo from the walls of the memorial: "You were meant to be at our feet. We did what we wanted. And even after your independence, you won’t dare take this down."

Then I saw her.

Queen Victoria, carved in pristine white Italian marble—brought in from Carrara and sculpted in Italy—stood not seated, but upright and commanding. A scepter in one hand and an orb in the other. She looked every bit the Empress of India, frozen in triumph, still lording over a country that once bled under her name.

Tourists—mostly Indian—gathered around her statue. Laughing, clicking selfies, posing like they were at a movie set. My own family snapped a few pictures, absorbed in the outing. No one seemed to mind that this was a woman who symbolized the cruelest elements of colonial rule—plunder, racism, famine, and the wholesale erasure of native identity.

Constructed between 1906 and 1921, the Victoria Memorial was Lord Curzon’s tribute to the Queen after her death. It was never meant to honor Indian history. It was built to eternalize British supremacy, and even today, it stands pristine—unchallenged in the heart of a supposedly free nation.

I felt suffocated. Not by the weather, but by the absolute absence of discomfort around me.

Everyone else appeared to enjoy the outing. My family chatted happily. Other visitors strolled along, admiring the dome, pointing at exhibits. I stood quietly, watching people circle around the statue of the very monarch who presided over India’s darkest colonial chapter.

I couldn’t help but wonder:

Would this ever happen in Germany? Would Jews smile in front of a statue of Hitler? Would Israelis preserve a museum built by Nazis?

Of course not.

Because memory matters. Pain matters. And justice demands that we never glorify the oppressor.

 

And yet, here in India, we’ve polished our trauma in white marble and turned it into a national treasure.

Maybe we’re too forgiving. Maybe we’ve been taught to forget. Or maybe we’ve simply stopped caring.

When we left, we talked about the photos, the brief spell of cool breeze, the architecture. I nodded along. But inside, I was still grappling with the hollowness of what we had just seen.

Not a memorial to India. Not a lesson in resilience. Just a monument to colonial rule, admired and adored by those it once sought to subjugate.

Marble doesn’t bleed. But memory should.

Friday, August 9, 2024

When a Simple Dinner Became a Battleground

It was supposed to be a simple treat, a small indulgence to mark the end of summer before the kids returned to the grind of school. They had one last request: Chipotle. How could I resist? So, I found myself in line at the local branch, thinking more about their excitement than anything else as I waited.

The line was long, but I didn’t mind. It was one of those moments where you replay the day in your head, the laughter at home, the anticipation in their voices as they rattled off their favorite orders. By the time I reached the cashier, I had everything mapped out: three chicken bowls and one veggie bowl, just as they liked it.

The transaction began like any other. The cashier, moving with the speed and precision that only comes from repetition, rang up the items. But as I glanced at the receipt, something didn’t quite add up. My instinct nudged me—check the math. And there it was: I was being charged for two veggie bowls, two chicken bowls, and a random side of chicken. The total was $4.25 more than it should have been.

With a polite smile, I pointed out the discrepancy, hoping for a quick fix. “There seems to be some error in the calculation and billing,” I said, fully expecting a simple correction. But what I received was far from what I anticipated.

The cashier explained, rather matter-of-factly, that she had compensated for a chicken bowl by adding a side of chicken. It was a patchwork solution, one that didn’t sit right with me because, well, the math didn’t. I gently tried to explain that a side of chicken doesn’t equate to a full chicken bowl, especially when the prices are different. It should have been a straightforward clarification, but then came the curveball.

“Are you saying my math is wrong because I am a woman?” Her words hung in the air, heavy and unexpected, as if she had flipped a switch that I didn’t even know existed. Gender? That hadn’t even crossed my mind. I was simply trying to ensure I paid the correct amount for our meal.

Before I could respond, her colleague at the grill, catching wind of the exchange but not the context, shouted, “Go girl!” It was like a rallying cry, a signal that something far bigger than the price of a burrito was at stake. In an instant, I found myself standing at the center of a storm I never saw coming.

And then, the manager arrived—another woman, who seemed to have already made up her mind about what was happening. Without so much as a question to understand the situation, she accused me of questioning the cashier’s math skills solely because of her gender. My head spun as I tried to process how a simple billing error had morphed into an accusation of sexism. I was stunned—floored, really. How had we gone from checking the receipt to this?

Two men, standing nearby, attempted to step in. They saw what was happening and tried to explain that I was merely pointing out a mistake. But their voices only added fuel to the fire, and the manager was quick to brand them as sexist too. At that moment, I realized there was no salvaging this situation. The narrative had been written, and there was no room for edits.

I paid the extra amount, not because it was fair, but because I saw no other way out. As I turned to leave, hoping to escape the mounting tension, a group of women at a nearby table started booing. “Sexist!” they called me. “You think women can’t do math!”

I felt the words like blows, sharp and undeserved. I wanted to explain, to defend myself, but the mob mentality had taken over. Reason had left the building, replaced by assumptions and accusations that had nothing to do with the truth.

I hurried out, heart pounding, feeling a mix of disbelief and sorrow. What should have been a simple errand had become a battleground, and I was leaving with more than just a bag of burritos—I was carrying the weight of an injustice that didn’t belong to me.

As I drove home, the incident replayed in my mind, each moment more surreal than the last. How had a billing mistake turned into this? It wasn’t just about the money—$4.25 was hardly worth the trouble. It was about something much deeper, a reflection of a society quick to judge, quick to assume the worst, and slow to seek understanding.

That night marked me, not because of the dollars lost, but because of what it symbolized. A growing culture where identity politics overshadow reason, where the rush to label someone can erase the truth. I wasn’t the villain they made me out to be, yet I was made to feel like one, and that’s a scar that doesn’t fade easily.

Driving home, the gravity of what had happened settled over me like a fog. This wasn’t just an unfortunate encounter; it was a signpost of where we might be heading as a society. A place where the most mundane interactions are tinged with fear, where reason and fairness are drowned out by loud, unfounded accusations.

I couldn’t help but wonder: is this the future we’re heading towards? Will every aspect of life be affected by these divisive tendencies? Will we see this in our workplaces, our schools, our communities—where suspicion and extremism overshadow the simple pursuit of truth?

Despite the bitterness of that night, one thing became clear to me: we cannot allow this kind of extreme thinking to dominate. We need to reclaim the middle ground, to push back against the tide of extremism that threatens to pull us under. As I reflect on what happened, I am more determined than ever to stand up for reason, fairness, and the right to engage in simple, honest interactions without fear of being misunderstood or misjudged.

-- s


Tuesday, November 17, 2020

Happy Diwali !

Wish you and your families a very happy Deepavali or Diwali as it has been known in most parts of the world. This year indeed has been bitter-sweet for all of us. We are the generation of humans experiencing one of the most dangerous pandemics in the history that has essentially threatened our way of life. When we look at the news today – as well as events and incidents in our own lives – we often find darkness surrounding us. But the human race has endured far worse pandemics; Nazism, British Rule, Plagues and Flu to name a few but never lost hope and came out of each one of them even stronger.


We may be going through difficulties in our relationships, we may be having financial difficulties, or we may be dealing with an illness that seems insurmountable. In life, we are faced with numerous challenges. We may experience some dark patches. But we do not have to be blinded by the darkness. It is at these times that we turn to the teachings of saints and mystics to find answers and solace.


These teachings are not meant for the world and humanity to just magically prevail over darkness but give strength to endure. It is important to understand that “Darkness is inevitable; to accept the dark days calmly self-dependence is the only way in darkness. One has to keep walking to cross the dark times.”

           

This is where the true spirit of Diwali teaches us to symbolically light the lamps on our own to fight the darkness. It is said that when Lord Rama returned to Ayodhya after defeating Ravana all the people in Ayodhya came together to light the darkness in the society. They had lit the lamps outside their homes, to ensure that cumulative light quashes darkness from all sides, thus conveying lord Rama that they, his people, have learnt the way to be together in tough times, irrespective of their individual differences. The society as a whole had learnt to identify the dark spots that lied within and take necessary actions to nullify that darkness which was symbolized through lighting of lamps.


Whatever you may hear or see, Diwali the festival is not religious from any perspective. It is that time of that year when you celebrate each and every part of your life and don't have to resort to any religious teachings or regulations. It depends on what part of the country you come from as interpretations and observances differ slightly but, in my state, and community, we celebrate Diwali over 4 days.


1st day (called Narak Chaturdashi) symbolizes prevalence of light over darkness and the importance of self. You are expected to start the day in the early hours of the morning before sunrise, by treating yourself to a relaxing massage followed by luxurious bath. The whole day is nothing but fun and quality time with your family and friends accompanied by various delicious foods and drinks.


2nd day (called Laxmi Poojan) symbolizes meaning of ‘money’ and ‘wealth’ in your life. It teaches us that although money is not everything it certainly has its place and deserves due importance in your life.


3rd day (called Paadava or Govardhan Pooja) celebrates one of the most important relationship between husband and wife. This day also celebrates the relationship of man and the nature. Each person is expected to never forget the partners in his/her life i.e. the spouse and nature.  


4th day (called Bhaubeej or Bhaidooj) celebrates the loving relationship of brother and sister. It is on this day every brother renews his vow to love and protect his sister for rest of his life. This day is not only the celebration of brother-sister relationship but of the womanhood; the sacred feminine.


I wish you all a very happy Diwali and a prosperous and healthy year ahead!!

Thursday, November 5, 2020

M&A Deal making and the “New Normal” in post COVID era

Nothing in recent history has changed the business landscape as drastically or as quickly as the COVID-19 pandemic, which presents a real challenge for mergers or acquisitions. The Covid-19 pandemic has wrought havoc worldwide and ushered in a new era of uncertainty, leaving almost no sector of the economy untouched. The disruption caused by the COVID-19 pandemic will be far-reaching and profound. Market multiples, past cash flow generation, and other measures based on performance formed the foundation of due diligence. But is it safe to rely only on historical data if the future is dramatically different from the past?

M&A transactions just like any other human activity have slowed down dramatically. At the point of the novel coronavirus outbreak, we were in what was predominantly a sellers’ market. Deal activity was strong — more than 52,000 deals were completed in 2018, compared with 27,000 in 2002. PwC’s “Creating value beyond the deal” research found that just 61 percent of acquiring companies believed that their previous acquisition created value, and just 21 percent believed it created significant value, a reflection of the high multiples. Some of the largest deals of all time were announced during 2019 — such as the $74 billion pharma sector merger between Bristol- Myers Squibb and Celgene — and total deal value rose by 23 percent year on year to $407.5 billion. The first half of 2020 recorded the lowest deal volume in seven years and showed a 35.5 percent decrease in year-on-year volume.

Deal-making and Negotiations

Transaction agreements typically have a MAC clause that permits the purchaser to terminate the transaction when an event has materially and adversely affected the target company. Depending on the construction and context of the clause, purchasers may look to argue that the COVID-19 pandemic qualifies as such an event and attempt to terminate the transaction on that basis.

As the COVID-19 pandemic continues to evolve, so too does the M&A landscape regarding buyers’ attempts to back out of a transaction between signing and closing. In response to buyers’ efforts to avoid deals pre-closing due to changed economic conditions, there has been a noticeable uptick in Delaware court filings in recent weeks in which sellers are trying to hold buyers’ and lenders’ collective feet to the fire. Though not all of the buy-side players in these cases explicitly invoked a material adverse effect (or MAE), as their justification for nonperformance, the creative ways in which they have essentially sought to achieve the same result suggest that M&A litigation stemming from the pandemic will have a meaningful impact not just on the interpretation and drafting of future MAE provisions and carve-outs, but also on the use of other formerly less prominent potential escape hatches in purchase agreements. Below I’d like to discuss some recent cases where the transactions were significantly impacted by the pandemic.

1. WeCompany and SoftBankGroup

On October 22, 2019, The We Company (We), SoftBank Group Corp. (SBG), and Softbank Vision Fund signed a transaction that included a debt financing agreement, accelerated funding of an existing $1.5 billion warrant, and a tender offer for $3 billion of We’s stock. The transaction was set to close on April 1, 2020. Although MAE provision was absent from the transaction agreement, SBG invoked the adverse effects of COVID-19 to backout from the deal.

2. 1-800-Flowers and BedBath&Beyond

1-800-Flowers had previously agreed to buy PersonalizationMall.com from Bed Bath & Beyond for $252 million. The deal was supposed to close by March 30, but after the COVID-19 outbreak 1-800-Flowers, buyer, unilaterally declared it was delaying the closing until at least April 30, 2020 due to the uncertainties created by the COVID-19 pandemic and its own limited resources. Interestingly, 1-800-Flowers did not invoke a MAE not did they indicate they wanted to terminate the agreement. Per Bed Bath & Beyond, buyer has no authority under the agreement to unilaterally delay the closing.

3. LBrands and SycamorePartners

Sycamore Partners agreed to acquire a 55% interest in Victoria’s Secret for $525 million and take the company private. Between signing and closing, L Brands instituted wide- scale closures of Victoria’s Secret stores and employee furloughs in response to the COVID-19 pandemic – a decision Buyer claimed (i) was not presented to it beforehand for approval as required by the terms of the transaction agreement, and (ii) ultimately resulted in a MAE on the target justifying termination.

What’s the New Normal?

The question of whether a given business practice is “in the ordinary course” can be a contentious one in the age of COVID-19. Recent disputes have also shown how buyers will attempt to use the breach of an ordinary course of business covenant as a “backdoor MAC” because the definition of a MAC often also covers the occurrence of an event that would cause the seller to be unable to fulfill its obligations under the acquisition agreement.

The above cases serve to highlight an issue that predated the pandemic: even when certain adverse events are expressly or arguably excluded from an agreement’s MAE definition, their

impact may still affect compliance with the seller’s covenants, representations, and closing conditions.
No court has issued a substantive ruling to date, but how the courts will deal with these “alt- MAE” theories may decide the fate of deals at risk due to the COVID-19 pandemic – and have a lasting effect on “busted-deal” litigation.

In Dollar We Trust

Global finance refers to the financial system consisting of regulators and various financial institutions that conduct their business on an international level. To be able to foresee the future of global finance it is important to understand how the global financial systems evolved through the ages and how technology helped shape this evolution. Also, what is the future of the Dollar and more importantly where is Fed heading. Discussing these three questions together will help us understand the future of global finance. 

What is the role of technology in the evolution of global finance?

‘It’s hard to see the forest with all those trees in the way’. We’re currently going through a revolution that’s larger, arguably, than the industrial revolution. The technological revolution has transformed the way we live — how we talk, how we work, how we go about our daily business, and, yes, how we manage our finances on a global and individual level.

For decades, banks and insurers have employed the same relatively static, highly profitable business models. In fact, the financial services industry has been remarkably impervious to past assaults by innovators, partially due to the importance that scale, trust and regulatory know-how have traditionally played in this space. But today they find themselves confronted on all sides by innovators seeking to disrupt their businesses. 

It all started with various financial technologies such as alternative payment systems and lending systems, application program interfaces, robo-advisors and chatbots, big data, blockchain, cryptography and artificial intelligence, etc. being developed at the level of startups and non-financial companies, which used the recent developments to provide better financial services. However, their effectiveness, the speed and real time processing of information, the relevance and personalization of information forced the traditional participants of the world financial system mainly banks, investment companies, exchanges and insurance companies, to actively modernize their activities in order to remain competitive.

A lot of work has been done by economists, market analysts and regulatory institutions on exploring financial technologies and their impact on various sectors of the economy. The IMF representatives constantly monitor financial technologies and the dangers related to their introduction (Dong He, 2017). Neng Lai and Van Order (2017) reviewed both positive and negative effects of financial technology on the banking system in China and proposed a ring-fencing method to mitigate risks. Abadi and Brunnermeier (2018) emphasize the competitive preference of the blockchain, but they believe that it can cause instability and incorrect coordination between the participants. 

Financial technologies play crucial role in the modern transformation of the financial system, they also help improve financial activity and increase its profitability. The main characteristic of financial technologies is their ability to create innovations in the financial system. Financial assets trading, primarily securities trading, is strongly influenced by financial technology. The emergence of Internet technology has caused virtualization of exchange trading. Based on big data analytics technology, which processes huge volumes of both unstructured and structured data, passive and quantum strategies for the purchase/sale of financial assets are developed. With the help of passive strategies, more than 1,700 exchange traded funds (ETFs) with assets of over USD 3.5 trillion are managed globally. According to Bloomberg News, over the next 10 years, the passive giants Vanguard and Blackrock will manage more than USD 20 trillion.

Technology has been a major factor in the global financial system transformation. It has increased operating speed of the financial industry and its profitability, open access to the capital market for new entrants. However, the adoption of technology results in the increased complexity and unpredictability of development, as there are nonlinear correlations in the development of complex systems, which complicates the projected growth and ends up disrupting the foundations of financial systems. This does not mean disruptors will devour the old economy. incumbents are realizing that collaborating with new entrants can help them get a new perspective on their industry, better understand their strategic advantages, and even externalize aspects of their research and development. As a result, we’re seeing a growing number of collaborations between innovators and incumbents. ApplePay, the most lauded financial innovation of the past year, doesn’t attempt to disrupt payment networks like Visa and MasterCard, but instead works with them. Clearly, there is more to this story than simple disruption. How it will play out is still to be seen, although we can safely say that innovators will force incumbents to change, which should ultimately benefit the consumer.   

Currency issues (including digital)? What will happen to the dollar, and why? 

In the past 25 years over 21 countries have suffered incidents of severe inflation. In these cases, as the national currency became increasingly devalued, either due to government over-printing or large injections of counterfeit bills, citizens have privileged foreign currency in order to maintain the import of goods.

The U.S dollar, as the world’s leading reserve currency, has been that money of choice. 

Approximately 65% of all U.S. dollars are currently being used outside the United States, 80% of trade finance was conducted in dollars and close to 85% of forex trade volume involved the dollar. Globalization has intensified the financial integration of the world economy, but the dollar remains the currency of choice, whether that be for cross-border transactions, debt, or financial and foreign exchange trading. This means developments in the US that influence the dollar’s exchange rate end up having a greater impact on the rest of the world, and that’s why the US Federal Reserve (Fed) leads other central banks when it comes to monetary policy. In a nutshell, the world is far too reliant on one country’s currency and this very fact is responsible in spreading financial crises to others quickly.

Naturally, this leads to the governments having to hoard huge amounts of dollars to protect themselves against swings in the US economy. This has become more prominent during the US President Donald Trump’s trade war with China, as part of his wider overhaul of the country’s economic policy.

The increased stockpiling of dollars means borrowing costs have increased and that is why the world has suffered from lackluster inflation over the past decade. Clearly, the global currency markets need rebalancing. So, the question is ‘can Cryptocurrencies replace the U.S. dollar as the global reserve currency?’ Answer is yes, it’s possible. But for any currency to achieve that status, it needs to pass a 3-pronged test per say!

1. Medium of Exchange

For something to function as a currency, it must be an effective medium of exchange. In other words, individuals, companies and other organizations must be able to trade it for goods and services. The U.S. dollar has certainly established itself in this respect, because it's one of the most widely traded fiat currencies in the world.

The U.S. dollar loses a small amount of its buying power every year due to inflation. However, this takes place so slowly that market participants do not notice the difference. But cryptocurrencies have been extremely volatile, and this Intense volatility is a big challenge. 

Another issue is due to the very nature of the technology most of the crypto currencies are not designed to handle the traffic of a high number of users however as the technology advances this problem will subside. Further, the regulatory environment is highly complex because many nations have separate sets of rules, which means that global regulations are greatly fractured.

2. Store of Value

Another key requirement of a currency is that it must function as a store of value i.e. the cryptocurrencies must hold value over time.

Crypto currencies can be a great store of value in parts of the world that suffer from significant geopolitical turmoil, as these regions can see their native currencies experience substantial changes in value overnight. However, one of the concerns is that the digital currency's basic rules could change significantly as a result of a permanent alteration in code known as a hard fork. And even if they don't change the formula, the fact that they could? That's enough to say it's not a long-term store of value.

3. Unit of Measure

The third requirement that cryptocurrencies need to meet in order to function as a currency and possibly replace the U.S. dollar as the world's reserve currency is to function as a unit of account. At this moment, this ability is widely debated. Crypto currencies’ intense volatility is a concern and certainly undermines their use as a store of value. And to this, I think the overall generalized lack of adoption of the cryptocurrencies exacerbates the situation.

In a summary, cryptocurrencies could potentially replace the U.S. dollar as the world's reserve currency, but for this to happen, they would need to make progress in several important areas.

Longer term impact of Fed and fiscal activism?

COVID-19 pandemic and the financial shock that followed has reaffirmed that the central banks are the first responders of economic policy. They hold the reins of the global economy. But unlike national Treasuries that act from above by way of taxing and government spending, the central banks are in the market. Whereas the Treasuries have budgets limited by parliamentary or congressional vote, the firepower of the central bank is essentially limitless. Money created by central banks only shows up on their balance sheets, not in the debt of the state. Central banks don’t need to raise taxes or find buyers of their debt. This gives them huge power. How this power is wielded and under what regime of justification defines the limits of economic policy. 

The Federal Reserve has been at the center of the health crisis by actively using its full toolkit on monetary policy measures that will maintain the economy afloat while injecting enough liquidity in the financial markets. However, the harm from an inadequate response to the pandemic and the sharp economic contraction could be far more serious than in other recessions the country has faced in recent decades. The mainstream economic view now is that debt worries should not inhibit the response to the recession and that the United States has sufficient fiscal space to do so. 

The Fed has not walked away from the challenge but there is only so much it can accomplish with traditional monetary policy. The Fed must continue to act as an independent central bank from the Government, however its role needs to be “upgraded” and perhaps re-established. It can leverage technology to implement completely independent, unbiased monetary policy. Only then can we truly understand the role of the Fed in the new world of digital currency. 


Tuesday, November 24, 2015

Aamir Khan – Ajay Singh or Rehan Qadri


It was not just yet another hour of meaningless perusal of News yesterday but more of ‘nail in the coffin’ moment for me. For whatever personal and sometimes outlandishly skewed reasons, I’ve always been oblivious to any comments made by so-called celebrities of India. But Aamir Khan was never included in that club for me obviously due to his mature acting stakes as well as more of ‘Only Cerebral Bollywood personality’ style. Hence when an actor like him makes a statement about leaving a country it certainly makes you wonder whether Aamir is buying into that awful and specious doctrine of “Muslims don’t have their allegiance to India”.

At an awards function yesterday, Aamir launched a broadside against the climate of intolerance in the country. That wasn’t surprising. What was utterly jaw-dropping, however, was the way he chose to come on board the anti-intolerance bandwagon. He said that his wife often wonders if they should move out of the country. “That’s a disastrous and big statement for Kiran to make,” he said. “She fears for her child. She fears about what the atmosphere around us will be. That does indicate there is this sense of growing disquiet… apart from alarm… That sense does exist in me.”

What surprised and equally disturbed me is that how Aamir Khan failed to understand the gravity of his words? When the intolerance debate was raging across the county, with several film personalities returning their awards along with writers and so-called intellectuals, he was silent. In the aftermath of the Dadri lynching and the hysteria over beef, his fellow Bollywood biggie Shahrukh Khan courted controversy by declaring that there was “extreme intolerance” in the country. But he was still silent. Was it only because he felt compelled to wait for an appropriate time to make a blockbuster statement so as to cash in maximum popularity?

I am not against expressing one’s own views or concerns because I am a true believer of Voltaire’s view “I may disapprove of what you say, but I will defend to the death your right to say it” but I feel Aamir Khan’s indictment of intolerance has been thoughtless, irresponsible and contradictory to his own publicly preached values. When he talks about feeling insecure, when he talks about his wife fearing for their child, that fear spreads like a contagion and affects India’s teeming hinterland where most Hindus and Muslims live peacefully; it provokes fear and suspicion where probably none exists. This expression of my view is not just a futile attempt to rationalize some irrelevant, stupid comments made by uneducated Indian celebrities but to express pain suffered by a deeply wounded patriotic heart. 

According to Aamir, it is his ‘Hindu’ wife who is in the need of moving out of the country with his family. However by endorsing the comments of his wife what he is saying, in effect, that the atmosphere of intolerance backed by so-called persecution of minorities is so intense in the country today that his wife fears for the safety of her child who is Muslim. Does Aamir know what a life of refugee which his wife is contemplating to be truly is? If he does not understand that, I’d recommend him and his wife to read the memoirs of Syrian, Iraqi, Afghani and Kashmiri refugees, feel their pain by meeting and talking to these people, participating in the aid embargo for these people.

What hurt me the most is by making this public statement Aamir has put India in the list of countries like Afghanistan, Syria, Iraq and ISIS infiltrated Middle East. I know I am an ordinary unimportant person just like any other ordinary middle class Indian in eyes of the privileged, rarified Bollywood existence but would certainly like an opportunity to get following questions answered by not just Aamir Khan but all the other celebrities who feel this magnificent country has suddenly become the most intolerant nation on the face of the earth in last year or so.

·         I’ll start with the most recent happenings because human memory is very short term. Per the officially published records, your recent movie PK made approx. $120M on the box office when compared to mere $13M put into the budget. This movie was entirely based on the bashing of Hindu Gods and Godmen who are worshipped by over 60% of India’s Hindu population who happen to be approximately 80% of the country’s total population. Did it ever occur to you, that had you made a similar movie on bashing Islam, Islamism, Islamists and/or Islamic Ideology of Jihad (I assume you understand the basic differences in all these 4 terms) in any Muslim country such as Pakistan, Bangladesh, any of the Arab countries; you would’ve been hanged or have been issued a Fatwah against?
·             I know that actors just parrot the dialogues given to them by the real ‘makers’ of the movies but I always thought that you actually understood the dialogues and those really meant to you. Being a movie fanatic I happen to remember almost each and every dialogue of the movies I’ve watched. Hence I’d like to remind a famous dialogue from you movie Sarfarosh when Salim says “Das nahi das hazar Salim milenge magar fir kabhi kisi Salim se ye mat kehna ki ye mulk uska ghar nahi hai”, your character said “Nahi fir kabhi nahi kahunga”. And now you are provoking all the Salim’s of this country to leave their motherland?
·       When you and your wife contemplate taking refuge in one of the nations that are safe for Muslims, do you intend to leave everything you have earned in this country and leave like a real refugee or like a mere gold-digger or an opportunist?
·             Why did your wife or you feel NOT insecure when your coreligionists were wreaking havoc in your own city of Mumbai on November 26th or when Parliament was attacked or when Hindu devotees were slaughtered on the way to Amarnath in Kashmir or when Kashmiri Pandits were forced to leave the Kashmir valley? Was it only because in all these attacks the attackers were Muslims?
·             You said in your own movie Sarfarosh that India has the largest population of Muslims. Was it just mere parroting or stating of the facts?
·             When you disclosed the intent to leave the country due to intolerance, did you happen to narrow down the country you will consider for the move? Below are some countries that are assumed to be theoretically safe for Muslims based on the religion and other values.
·          Saudi Arabia:
o    I am sure you are very familiar with this country since a lot of people have seen your Haj trip as well as some of the experiences you shared about the same trip.
o    Does your wife know that she can’t practice Hinduism and has to follow Sharia law which apparently is one of the most tolerant (???) practices?
·          China
o    This country bans any Islamic practices including Ramadan
·          Russia
o    This country is known for multiple anti-Islam riots, racist practices and such.
·          USA
o    Where future presidents are calling for Nazi styled Identification requirements for Muslims, Mosque clean-ups, ban on public Namaz offering and such.
·          European countries of the developed world
o    Entire Europe is grappled with Islamophobia with multiple attacks on Muslim women, children, bans on Islamic practices, Mosques, public Namaz offerings.
·          Australia
o    Where country’s President tells the citizens that you can’t practice the religion in public unless it’s Christianity.
o    Where people are terrorized based on color of their skin and not just religion under the name of curry bashing.
·          Pakistan
o    Maybe this will be the best fit country for you considering it’s the most tolerant nation on the face of the earth that kills most no. of Muslims than any country in the world.

Is there such a perfect, peaceful and socially-integrated place on earth that you can really go to? The greatness of the people is when they stay put and face the adversities and come out triumphant for the betterment of humanity. Congress orchestrated Sikh genocide but Sikhs never left the country. Tamils, Tribal people, Dalits all faced problems of persecution in some way or the other but they stayed and fought back. The fact is that there has never been a country in the history of the world that has been as welcoming as India to any religion. India is where descendants of Prophet Mohammed found refuge when they were being persecuted by their own Umayyads. Just like when you said based on some idiotic terrorist incidents entire Islam doesn’t become bad, how dare you call my country intolerant based on a few incidents?

I am really sorry to say that the Ajay Singh we always thought you were, in reality turned out to be Rehan Qadri.